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Showing posts from January, 2026

Belize Buyer’s Legal Checklist

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Belize Buyer’s Legal Checklist: Title, 66-Foot Coastal Reserve, Strata vs. Freehold, and Permit Verification Thinking about buying in Belize—especially on the coast or islands? A clean title and airtight compliance are everything. Use this practical, SEO-friendly checklist to vet title, confirm the 66-foot coastal reserve, choose the right tenure (strata vs. freehold), and verify permits before you wire a dollar. 1) Title & Tenure: What You Must Verify A. Confirm the title instrument Certificate of Title / Land Certificate (Registered Land) or Deed/Conveyance (Unregistered Land). Match owner name(s), parcel number, legal description, acreage, and boundaries to the most recent survey plan. Pull a full title search from the Belize Land Registry (Ministry of Natural Resources) to check liens, mortgages, cautions, charges, easements, restrictive covenants, and judgments. Use the official Transfer of Land instrument at closing where applicable. mof.gov.bz B. Strata vs. Freehold (know th...

Florida Foreclosures Are Rising

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Tampa Florida Foreclosures Are Rising—Why Tampa Led U.S. Metros in October 2025 Florida’s foreclosure activity moved to the top of national rankings in October 2025, and Tampa posted the highest rate among major U.S. metros. The headline is attention-grabbing, but the underlying story is more nuanced: insurance inflation and higher ownership costs are pressuring budgets, pandemic-era buyers are discovering thin or negative equity, and a one-time data backlog in Hillsborough County temporarily amplified Tampa’s numbers. This is a normalization from historically low levels—not a repeat of 2008—but the margin for error in Florida’s coastal markets is thin. Executive summary Florida led the nation in October 2025 with roughly 1 foreclosure filing per 1,829 homes. Tampa ranked #1 among large metros with about 1 in 1,373 housing units posting a filing, boosted by the clearing of backlogged cases in Hillsborough County. National filings totaled about 36,800 for the month, still far below Grea...

Build Smarter: The Power of Hybrid Construction

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Building technology is changing, but it is only changing incrementally. In the U.S., builders have used what is called light-frame wood construction as the primary method of building homes since the 1830s. Light-frame wood construction is a method of construction using many small and closely spaced members that can be assembled by nailing. These members are typically dimensional lumber that is bundled in stacks. These stacks are then dropped off outdoors at the homesite and each 2×4, 2×6, 2×8, or 2×10 is then pulled from the stack and individually cut outside and nailed together with other boards… in the mud, sun, wind, rain, snow, etc. In this method a house is framed and then sheathed (covered) over the course of many days or weeks. Have you driven by a home under construction lately? What did the site look like as you drove by? Was the site organized? What is a  Building  System? For many, they consider a  building system  something such as HVAC, electrical, or plumbing. What we are...

The Only Thing Scarier Than Change is Regret

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“The best time to plant a tree was 20 years ago. The second best time is now.” – Chinese Proverb This is a great quote because… everyone wishes they started something earlier. - I wish I had started exercising back in my 20s. - I wish I had discovered being a YouTuber before it got saturated. - I wish I had invested $1,000 in Amazon in 1997. You get the idea. But here’s the thing. You DIDN’T do those things 20 years ago. Opportunities that are lost seldom present themselves again. But, you have the chance right now to change the way you will live for the next 3, 5, or 20 years. Using modular construction is a choice. Modular construction means you get the chance now to build a beautiful home that ensures outstanding levels of energy savings, comfort, health, and durability. Modular Misinformation One of the biggest stumbling blocks in growth of the modular home industry has been the misunderstanding of exactly what  modular construction  is or isn’t. Much of this has been driven becaus...

Hidden Costs of Homeownership

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For years, the conversation around home affordability focused almost entirely on purchase price and mortgage rates. Today, buyers are discovering that the real financial pressure of homeownership lies beyond the loan . Rising insurance premiums, escalating HOA fees, property taxes, and unpredictable maintenance costs are pushing many buyers to cancel contracts or delay purchasing altogether. The Hidden Costs of Homeownership That Are Forcing Buyers to Walk Away Across the U.S., real estate professionals are reporting an increase in buyer hesitation—not at the offer stage, but after the numbers are fully revealed . These hidden costs are reshaping buyer behavior, changing negotiations, and quietly slowing transaction volume. Total Cost of Homeownership: What Buyers Often Miss Many buyers budget for principal and interest but underestimate or overlook recurring and variable costs. The result is a payment that looks affordable on paper but becomes unsustainable in practice. Typical Monthl...