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Showing posts from August, 2025

Home Depot VS Lowes - Why Lowe’s is a Better Choice for Your House Flip Than Home Depot

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Why Lowe’s is a Better Choice for Your House Flip Than Home Depot When you’re in the midst of a  home flip , every  dollar ,  minute , and  decision  counts. From sourcing materials to managing costs, choosing the right  home improvement  retailer  can make or break your budget and timeline. While  Home Depot  has long been a go-to for many contractors,  Lowe’s  is proving to be the  better option  for savvy house flippers in 2025. Here’s why  Lowe’s  can give your flip the  edge it needs . Price Competitiveness & Discounts - Lowe’s  frequently offers  better pricing  on  bulk orders  and  contractor-grade materials . Their  Pro Program  gives  exclusive discounts ,  bulk savings , and  personalized account management , which is a huge plus when you’re flipping multiple homes or large projects. - Home Depot  also offers a pro program, but many flippers find  Lowe’s pricing more flexible —especially when negotiating bulk purchases. Advantage : For  larger projects  and  repetitive b...

Childcare Costs Surpass Rent in US Cities

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Childcare Costs Surpass Rent in US Cities Childcare costs rival or exceed rent in major US cities, adding financial strain for families amid rising living expenses. May 10, 2025 By Han Lung - In cities like Denver, Seattle, and San Francisco, families are spending almost as much on daycare as they are on rent—sometimes more. - The average monthly cost of daycare for one child in Denver is $1,434, about 83% of the typical rent; for two children, daycare exceeds rent by 67%. - With rents and childcare costs consuming up to half of household income in some markets, many families are delaying career moves or choosing to forgo having children. - Childcare costs are rising faster than rent in most major metros, highlighting dual affordability crises in housing and childcare. Key Takeaways A Double Burden for Working Families Rising rents and soaring childcare costs are creating a dual affordability crisis for American  families , as reported by Globe St. In some metro areas, families are pay...

Little Bear Evergreen CO

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The  Little Bear Saloon  in Evergreen, Colorado, is a historic venue known for its rich past, lively atmosphere, and deep connection to the local community. Originally built in the late 1800s as a church and later a general store, it was transformed into the saloon that locals and visitors love today. The rustic wood interiors, vintage memorabilia, and hand-signed walls preserve its authentic, small-town charm while offering a true glimpse into Evergreen’s history. What sets Little Bear apart is its legendary live music scene. Hosting big names like  Joe Walsh ,  The Nitty Gritty Dirt Band , and  Los Lobos , the saloon has earned its place as a cornerstone of Colorado’s music culture. Performances occur almost nightly, with the intimate stage creating a close, unforgettable concert experience where guests feel part of the show. Beyond music, the Little Bear vibe is casual, fun, and welcoming — a place where strangers quickly become friends over cold beers and classic rock singalongs. L...

Southwest Florida Real Estate Market Analysis 2025

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Southwest Florida Real Estate Market Analysis 2025 Segmented by Single-Family Homes, Condos, Investment Properties, and Short-Term Rentals A Market in Transition The real estate market in Southwest Florida has entered a critical phase in 2025. After the historic boom fueled by the pandemic from 2020 to 2022, the region is now undergoing a widespread correction. Rising interest rates, inflationary pressures, elevated insurance premiums, and changes in migration trends have caused significant shifts in demand, pricing, and inventory across nearly every sector. This deep-dive market analysis breaks down the Southwest Florida real estate market into four major segments— single-family homes, condominiums, investment properties , and short-term rentals —with a focus on key submarkets including Cape Coral–Fort Myers, Naples–Collier County , and Punta Gorda–Charlotte County . Cape Coral–Fort Myers Real Estate Market Single-Family Homes Cape Coral remains a high-volume housing market with a not...

Understanding Business Loan Types

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Understanding Business Loan Types: A Friendly Guide for Entrepreneurs Navigating the world of business loans can feel overwhelming for new entrepreneurs, but understanding your options is crucial to setting your venture up for success. As a trusted advisor and supportive partner, EZPS Funding is here to simplify this complex terrain by breaking down various types of small business financing tailored to your needs. From working capital loans to equipment financing and SBA loans, each option serves a unique purpose in fueling your business growth. We also offer solutions like invoice factoring to help maintain a healthy cash flow. Explore how our quick and reliable funding options can empower your business today! πŸš€ Learn more about types of business loans . Exploring Business Loan Types Business loans come in various forms, each designed to address specific needs. Whether you're looking for immediate cash or long-term support, knowing your options is crucial. In this section, we...

πŸ“ You Don’t Own the Deal If You Don’t Control the Paper

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πŸ“ You Don’t Own the Deal If You Don’t Control the Paper Posted: Tuesday, July 29, 2025 | Nate Marshall  There’s a massive gap between knowing about a deal… and actually owning it. Every day in this industry, someone posts a “deal” in a Facebook group. No address. No contract. Just ARV claims and some grainy photos. So you ask the obvious: “Is this under contract?” And they say: “Not by me, but I know the guy who has it.” 🚨 Right there — the deal is dead. Here’s the reality: If you don’t have a legally binding purchase contract , If you don’t have a JV agreement or assignment in place , If you don’t have direct permission to market the property , Then you are not in the deal. You are outside the transaction — and dragging others into confusion. Paper = Power In real estate, control of the paper is control of the deal . The purchase agreement is what gives you contractual rights. The assignment gives you authority to resell or market that contract. The disclosures protect you — and yo...

The Collapse of the Cape Coral Real Estate Market in 2025

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The Collapse of the Cape Coral Real Estate Market in 2025 A Pandemic Boom Gone Bust? Cape Coral, Florida, once hailed as one of the fastest-growing real estate markets in the United States, has become a case study in how quickly market dynamics can shift. Following the explosive price appreciation during the pandemic housing boom, 2025 has brought a sharp and painful correction. Home prices are falling, inventory is rising, and both buyers and sellers are feeling the pressure. Some national media have labeled Cape Coral as the epicenter of a housing crash—but is that really the case? In truth, the market is facing a significant correction, but not a full-scale financial collapse. Understanding what is happening in Cape Coral requires context—about historical trends, economic drivers, and local realities. Price Trends: The Fall From the Peak Between mid-2020 and mid-2022, home prices in Cape Coral skyrocketed by approximately 75%. This boom was driven by record-low interest rates, incre...

Top Beaches in Southwest Florida For Tourists and Locals

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Top Beaches in Southwest Florida (2025) 1. Siesta Key Beach (Sarasota County) Highlights: Quartz-crystal powdery sand, clear water, award-winning amenities Activities: Volleyball, kayaking, drum circles, family picnics Vibe: Bustling but relaxing; a good mix of tourists and locals 2. Fort Myers Beach Status: Rebuilding post-Hurricane Ian but steadily improving Activities: Parasailing, beach bars, fishing charters, dolphin tours Vibe: Lively and social; ideal for nightlife and casual fun 3. Sanibel Island Known For: Shelling, wildlife refuges, quiet natural surroundings Changes: Still undergoing restoration but open to visitors Vibe: Laid-back, eco-conscious, romantic 4. Captiva Island Access: Just north of Sanibel, via the causeway Vibe: More exclusive, ideal for couples and high-end getaways Activities: Sunset cruises, boutique shopping, resort stays 5. Naples Beach Highlights: Clean, upscale, walkable from downtown 5th Avenue Popular Spots: Naples Pier, Lowdermilk Park Vibe: Upscale ...

Real Estate Boom: Quick Funding for Property Investments

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In today's competitive market, seizing real estate opportunities quickly is crucial for small business owners and entrepreneurs looking to expand their portfolios. Navigating the landscape of quick property investment loans can be challenging, but with the right partner, it becomes much easier. EZPS Funding is here to support you with fast and reliable real estate funding options, ensuring you never miss out on a lucrative deal. Whether you're just starting out or looking to grow your existing business, our tailored small business loans and entrepreneur financing solutions are designed to meet your unique needs. Connect with us today and let's make your real estate investment dreams a reality! πŸ’ΌπŸ‘ Learn more about quick funding for real estate investments. In the fast-paced world of real estate, understanding quick property investment loans can make the difference between a missed opportunity and a successful investment. These loans offer a way to secure property without t...

Being a Snowbird in Southwest Florida: A Complete Guide to Seasonal Living

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Being a Snowbird in Southwest Florida: A Complete Guide to Seasonal Living Every year, thousands of Americans and Canadians escape harsh northern winters by migrating to Southwest Florida. These seasonal residents, known as snowbirds, enjoy warm weather, coastal scenery, and a more active lifestyle from around October through April. With its abundance of beaches, boating access, golf courses, and retirement-friendly communities, Southwest Florida is one of the top destinations in the U.S. for snowbird living. What Is a Snowbird? A snowbird is someone who lives in a colder region of the country (or Canada) for part of the year and relocates to a warmer destination—such as Florida—during the winter months. Many snowbirds own or rent second homes, condos, or RV spaces, spending 4–6 months annually in the Sunshine State. Why Choose Southwest Florida? Southwest Florida stands out for several reasons: Consistently warm winters with average temps in the 70s and 80s No state income tax Access ...

Denver Foothills Real Estate Market Update – July 2025

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Denver Foothills Real Estate Market Update – July 2025 The real estate landscape across the Denver Foothills continues to evolve in July 2025. With shifting inventory levels, price corrections, and changes in buyer behavior, both sellers and buyers are navigating a more balanced market than in recent years. Let’s break down the key trends, what’s driving them, and what it all means for local homeowners, investors, and those looking to relocate to this unique Colorado region. πŸ“Š Market Snapshot: Inventory, Prices & Time on Market As of July 2025, active listings in the Denver metro area, including Evergreen, Conifer, Morrison, and Golden, have reached their highest levels in over a decade. Inventory has increased substantially, giving buyers more options and leverage in negotiations. - Inventory Surge : Active listings are up nearly 48% compared to the same time last year. - Days on Market : The average time a home stays on the market in the foothills is now around 37 days , up from...